On-Chain vs Off-Chain

Some things happen on the blockchain. Others happen outside it. Understanding the difference helps you understand what is guaranteed by code versus what relies on OpenHouse.

What Is On-Chain

On-chain means it happens on the blockchain and is recorded permanently. These actions are:

  • Transparent (anyone can verify)

  • Immutable (cannot be changed)

  • Automated (executed by smart contracts)

  • Trustless (do not require trusting a company)

On-Chain at OpenHouse

  • Token ownership: The blockchain records who owns which tokens

  • Purchases and sales: Transactions are executed by smart contracts

  • Yield claims: The distributor contract handles claims automatically

  • KYC approval status: The Compliance Registry tracks verified wallets

  • Fee collection: Platform fees are collected on-chain

What Is Off-Chain

Off-chain means it happens outside the blockchain. These actions require trusting the parties involved.

Off-Chain at OpenHouse

  • Property selection: We choose which properties to list

  • Property management: Physical property operations

  • Rent collection: Property managers collect rent in the real world

  • Yield calculation: We calculate how much to distribute based on rental income

  • KYC verification: Persona verifies your identity before we approve you on-chain

  • Property valuations: We determine share prices based on property values

Why This Matters

What You Can Verify

On-chain activity is public. You can check:

  • Your token balance on Basescan

  • Total token supply

  • Transaction history

  • Contract code and parameters

If the blockchain says you own 500 tokens, you own 500 tokens. No one can dispute it.

What You Trust OpenHouse For

Off-chain activities require trust. You trust that:

  • We select quality properties

  • Property managers operate honestly

  • Rental income is calculated correctly

  • Yield distributions reflect actual income

We aim to be transparent about both, but only on-chain actions are cryptographically guaranteed.

The Hybrid Model

OpenHouse bridges real-world property with blockchain technology. This means some things must happen off-chain (you cannot collect rent on a blockchain) while others benefit from on-chain guarantees (ownership records, automated distributions).

This hybrid approach gives you:

  • Blockchain security for ownership and transactions

  • Real-world property exposure with actual rental income

  • Liquidity through on-chain trading

  • Transparency where the technology allows it

Future Developments

Over time, more processes may move on-chain as technology evolves. For example:

  • Automated property valuations using oracles

  • On-chain governance for property decisions

  • More transparent expense reporting

The goal is to maximise transparency and minimise required trust while working within real-world constraints.

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